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Don’t block three months’ rent in your bank account: With SwissCaution’s rental guarantee without a bank deposit, you pay an annual insurance premium and can have your savings freely available.

  • Rental guarantee replaces your rental deposit
  • No notice period
  • Favourable conditions for young people under the age of 26
  • Loyalty programme
  • HomeAssistance service
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Yes, I want a rental guarantee without bank deposit

Receive by e-mail
Easily and online

  • Quickly online
  • Within 24 hours
  • Delivery by e-mail

In a branch
Simple and personal

  • Personalized advice
  • Various payment methods available
  • Delivery by e-mail

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Loyalty Program
The longer you stay, the less you pay

After 2 complete years, you get 10% off the base premium, plus you can enjoy a discount of up to 30% as a reward for your loyalty.

The loyalty program can be combined with the Youth Offer.

HomeAssistance service

Are you worried about lost keys or water damage after moving house? With SwissCaution, you needn’t be. Our rental guarantee is the only one in Switzerland that covers emergencies. This is because you get free access to an assistance service that is available at all times and covers up to 1,000 francs per claim.

More information about HomeAssistance

In a branch
Take out a SwissCaution rental guarantee

  • Select branch

    Select a branch with the SwissCaution service and enquire about the rental guarantee without bank deposit from SwissCaution.

  • What to bring with you

    Please bring a copy of an official ID document (foreigners’ residence permit: B, C, F or B refugee) for all persons mentioned in the rental agreement and a copy of the rental agreement.

  • Note

    All persons mentioned in the rental agreement must present themselves at the post office counter, bring a copy of official identification and sign the application.

  • Payment

    In your confirmation e-mail you will find all the payment methods available for paying your annual premium (credit card, PostFinance, QR-bill, Twint).

  • A certificate will be issued immediately

    Your SwissCaution rental guarantee certificate will be sent to your real estate agency immediately, and you will also receive a copy.

About SwissCaution

SwissCaution was founded in 1991 and is the first insurance company to offer rental guarantees without a bank deposit. With more than 400,000 customers and rental guarantees insured for over one billion francs, SwissCaution is the leading provider of rental guarantees without bank deposits in Switzerland. The company works with over 2,500 real estate partners throughout Switzerland.

Swiss Post has offered rental guarantees without bank deposits in its larger self-operated branches since 2009 in close partnership with SwissCaution. The cooperation between these two Swiss companies ensures a high level of availability of the offer.

FAQs

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New: Rental guarantee without bank deposit for your business premises

Have you found new business premises but don’t want to block a large amount in a bank account for your rental deposit? Stay financially flexible and take out a rental guarantee without bank deposit – a service offered by Swiss Post in association with SwissCaution.

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